Re: checking accounts
Posted: Thu Jan 29, 2009 6:42 pm
We have separate accounts and divide up the bills (I cover groceries and my car gas and other family 'incidentals'). He's got the major bills (mortgage, utilities).
All 3 cars/1 motorcycle are paid off, so no monthly payments other than those above and car/bike insurance.
I am finding that I'm trying to pay less with credit card and more with debit/cash. I hate to think Visa and Mastercard are getting a percentage from the retailer on what I buy and it cuts into a usually already thin profit margin. I figure if I do my best to save them money from fees, they can offer better prices and not have to figure the fee into the pricing. Oh, and we pay off our cards every month, thanks to DH's monetary acuity (NOT mine, sadly).
Kelli
All 3 cars/1 motorcycle are paid off, so no monthly payments other than those above and car/bike insurance.
I am finding that I'm trying to pay less with credit card and more with debit/cash. I hate to think Visa and Mastercard are getting a percentage from the retailer on what I buy and it cuts into a usually already thin profit margin. I figure if I do my best to save them money from fees, they can offer better prices and not have to figure the fee into the pricing. Oh, and we pay off our cards every month, thanks to DH's monetary acuity (NOT mine, sadly).
Kelli